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Today's Rates
Please call for today's rates!! We can do what THEY can do, only better!
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| Conventional |
| FHA |
| VA |
| Rural Development |
| HUD 184 |
| Community Loan Products |
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Conventional
Any kind of conventional loan you may need, with low down payments and competitive rates and terms, we are here to help!
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FHA
It is still easy to get an FHA loan! Let our experienced professionals guide you through the process.
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VA
With a VA loan, there is no restriction on the acreage, and no down payment required. Also, the seller can pay up to 6% of the purchase price towards the buyers' closing costs!
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Rural Development
Rural Development loans are a great way to buy your first house with very little out-of-pocket expense.
- No down payment required
- No monthly PMI
- Seller can contribute up to 6% toward buyers' closing costs and prepaids
- Income limits apply
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HUD 184
HUD 184 loans for Native Americans now available.
- Lower down payment than traditional FHA loans
- NO Income limits
- LOW monthly PMI
- Use of alternate tradelines allowed
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Community Loan Products
Strong communities need a healthy mix of residents with a wide variety of skills, that's why at Citizens Bank of Ada, we are recognizing our Community Experts, Heroes and Medical Professionals with a new home loan option.
- Community Experts: No down payment for CPA, CFA, PHD, Architects, CMB and Actuaries
- Community Heroes: 1% down for Teachers, Firefighters, Police, EMT and Paramedics
- Medical and Dental: 3% down for MD, DDS, DMD, OD, DPM, DO and Pharmacists
Maximum Amount: $453,100
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $453,100 with closing costs of $9,062. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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